Christmas (Savings) In July
It’s about this time each year where you start hearing the “Christmas In July Sales Event” promotions on the radio. It’s just another sales gimmick for your local car dealerships and furniture stores...
View Article5 Simple Techniques to Energize Your Savings Today
Why do Americans find is so hard to save money? Just last October it was said that the average American only saves about 3.6% of their disposable income. Heck that is even after the so-called “Great...
View ArticleFocus Your Attention on the Major Expenses First
When it comes to simple, though-provoking, easy-to-read personal finance information, I turn to Michael B Rubin. He currently has two books available titled Beyond Paycheck to Paycheck and The Savings...
View ArticleAvoid These Budget Busting Bank Fees
During my day job as a financial counselor, I periodically review client’s bank and credit card statements. Most of these review sessions end with the same items sticking out no matter whose account I...
View ArticleBroker Demos–The Perfect Place to Gain Investing Experience
photo: 401(K) 2012 Once you make the decision to invest, you may be temporarily paralyzed with indecision. Where should you invest your money? Which investment is best? Which broker should you use?...
View ArticleSave a Little Now, Not a Ton Later
“If you could only give one piece of financial advice to a person, what advice would you give them?” I get asked this question a lot, and it’s a pretty easy answer for me. I always say, spend less than...
View Article3 Steps to Dressing Up Without Stripping Your Bank Account
Ah! The Halcyon Days of mid-February. Spring is right around the corner and many of us may have already seen some cherry trees that the weather has tricked into blooming early. It’s at times like these...
View ArticleHow to Choose the Right Bank Account
There are so many choices when it comes to bank accounts. Between savings accounts, checking accounts and every variation on them, you may have more choices that you know what to do with. Here we will...
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